Somehow we made it through closing and got into our house. We should have thrown in the towel long ago and gone with someone else but we kept at it. Our forgiving nature and patience should never let them get so far, but most of all we would have to give up that grant money if we went with someone else. So we just kept saying to ourselves that it was worth it.

We joked that that is what the grant money was for. To put up with Liberty Bank of Utah long enough to get through the process. It is not much of a joke for us anymore. Our title company said that in all the years they have worked with Liberty Bank they don’t think they have ever had a repeat customer. I wonder now if the grant money is the only way they close loans now or if people really ever come back.

(This first time home buyers grant money is why I have the image of the money in the mouse trap in the header of our site. It was too perfect of an image for what happened to us as we tried to get $5000 to help with the down payment on our first home.)

Either way I know from my own knowledge that Liberty Bank is hard to work with. I will tell more of our story with future posts about how they drove us away within a year and a half to spend $6,000 to refinance our house with a different company.

If you are a Liberty Bank of Utah repeat customer please comment on this post or email me at nightmare@libertybankstory.com and tell me your story.